Digital and financial literacy is mandatory if we want to safeguard our migrants from digital deception. When migrants learn simple habits, how to verify a website, how to refuse pressure to pay into a personal account, and how to use reputable remittance services, they become harder targets.
When migrants lose money to scams, the damage goes well beyond the individual. Families start new debts and sometimes sell land to make up the loss. These stolen funds hide the real picture of the economy at a national level. The psychological toll is no less real: victims report shame, isolation, and a lasting reluctance to try again. In short, low digital and financial literacy does not just cost money; it costs future opportunity.
