We view digital financial literacy as the practical know-how migrants need to manage online transactions, dodge illegal fees, and spot financial scams during the recruitment process.
Online deception in labour migration ties directly into financial fraud. Scam operators trap workers through complex, illegal payment structures linked to digital recruitment services.
When migrants understand their financial rights, they are far less likely to fall into these exploitative fee traps.
We fold digital financial literacy into all our capacity-building initiatives.
Our research analyses the specific financial mechanisms trafficking networks use, uncovering exactly how illicit brokers move money across borders.
We use these insights to advise financial institutions and regulators on closing the loopholes that enable scam operations.
By equipping migrants with digital financial literacy, we protect their economic stability and drain the profitability of the human trafficking industry.
